When catastrophe hits, your claim deserves command-level representation.
Iron Reef Claims Consultants represents property owners, businesses, and marine interests through complex insurance losses with disciplined investigation, documentation, valuation, and advocacy.
Complex losses. Clear strategy. Serious representation.
From a hurricane-damaged residence to a multi-building commercial portfolio, every assignment begins with a careful investigation and a claim presentation designed to make the evidence impossible to overlook.
Specialized representation for high-exposure losses.
Hurricane Claims
Wind, surge, water intrusion, debris impact, and widespread property damage.
Wind & Roof Claims
Uplift, torn roofing, hail impact, broken openings, and interior damage.
Water Loss Claims
Pipe failures, leaks, moisture migration, demolition scope, and restoration costs.
Fire & Smoke Claims
Structural loss, contamination, contents, code issues, and business interruption.
Marine Claims
Vessels, marinas, docks, waterfront property, and storm-related marine losses.
Large & Complex Losses
Apartment communities, towers, warehouses, manufacturing facilities, and major commercial portfolios.
Proud member of FAPIA.
Iron Reef Claims Consultants is proud to be part of the Florida Association of Public Insurance Adjusters. FAPIA members subscribe to a professional code of ethics and serve Florida policyholders through education, accountability, and fair claims handling.
Florida Association of Public Insurance Adjusters
Build the claim before the argument begins.
Inspect
Identify visible and hidden damage.
Document
Organize evidence and loss records.
Evaluate
Clarify scope, valuation, and causation.
Advocate
Present a disciplined, supported position.
Serious losses require decisive next steps.
Tell us what happened. We will help you understand the claim, organize the facts, and determine the right path forward.
Iron Reef Claims Consultants is a licensed Florida public-adjusting firm. Florida Firm License # G325996 · Florida Public Adjuster License # W832695. Iron Reef is not an insurance company or a government agency. No claim result or insurance recovery is guaranteed; services are provided in accordance with the written Public Adjuster Contract, applicable insurance policy terms, and Florida law. FAPIA membership is a professional association membership and does not imply government endorsement.
